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Welcome to 5 Star Credit. For the past 12 years our firm has helped individuals repair their personal credit, establish business credit for their small and medium sized businesses, and secure lines of credit and funding for both business and personal ventures. Our credit repair experts have intimate knowledge of the credit rating system, which allows us to analyze your personal credit report and design a customized plan to fix your credit and get your finances back on track.

Regardless of your circumstances, our credit counselors can help you. Whether you’ve been through a divorce, a bankruptcy, had a failed business venture, had judgements against you, or even tax liens, we have the knowledge and resources to fix the problem. We’ll explain all of your options to you, while suggesting a best course of action based on our years of experience in the industry. Many people do not realize that credit reports are far from perfect. Many have inaccurate, incomplete or misleading items that can be removed with a little persistance and know-how.

Repairing Your Personal Credit

Your credit score is the key to your financial freedom. Obtaining lines of credit and keeping them in good standing is a necessity, especially for those that wish to buy a home or establish lines of credit for business ventures. Maintaining a high quality credit score is a challenging prospect in today’s economy. Many rely on lines of credit to purchase the necessities of life, while others have never been properly educated on managing household finances. Regardless of the reason, there are many different ways your credit score can be ruined, including (but not limited to):

  • Late Payments
  • Collections
  • Carrying too high a balance on lines of credit
  • Divorce
  • Bankruptcy
  • and much more. . .

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